Another Transplanted Southerner

Musings from Miz Mel'nie, a Southern Belle living in the Northeast.

Tuesday, August 11, 2009

Health Care Reform

I've been busy for quite awhile and haven't had the time nor inclination to write, but the health care reform issue deserves attention. From what I understand, the reason that health insurance costs and health care costs are so high is because the insured are having to foot the bill for the uninsured and under-insured. The way to fix this problem is not to make sure everyone has the opporunity to obtain affordable health insurance, it is to make those who aren't paying pay. The first step in this is to reform the bankruptcy laws. Right now, medical costs can be discharged in bankruptcy proceedings. Student loans can't be discharged, so why should medical costs? If the medical cost debtors still don't pay, throw them in jail and make them work it off. William Morris, who was one of the upstanding signers of the Declaration of Independence and who financed the American Revolution, ended up in debtor's prison in 1798. While it is true that debtor's prisons pretty much went away in the early-to-mid 1800s, they can be brought back (except in Oklahoma and Tennessee, in which case there would have to be state constitutional amendments). If it was good enough for the financier of our American Revolution, it's good enough for modern debtors. In capitalist America, unlike the rest of the modern world, health care is a commodity like coffee or iron ore or a new TV. Therefore, if you can't afford to pay for medical care, you shouldn't expect to receive it. And those who do receive it should be expected to pay for it upon threat of prison.



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